While cash is still commonly used in Japan, QR code payments — which let you pay easily using just your smartphone — have been gaining more and more popularity in recent years.

Compared to touch-based payment systems, QR code payments come with some great advantages. Many services offer generous point rewards and discount coupons, making everyday spending more efficient. Because of these benefits, more people in Japan are choosing QR code payments in their daily lives.

In this article, we will take a closer look at PayPay, the most popular QR code payment service in Japan. We will explain its benefits, registration steps, and what foreign residents should know when using the app.

Comparison with Other Cashless Methods

In Japan, there are several types of cashless payment methods besides QR code payments. IC cards like Suica and PASMO, as well as touch-based systems such as Apple Pay and Google Pay, are also widely used and offer their own advantages.

Before we explain the benefits and registration process of PayPay, let’s take a quick look at how it compares with these other popular cashless options.

IC cards (Suica, PASMO)

IC cards are very convenient, especially for transportation and small everyday purchases.

With just a simple tap on a card reader, you can make quick and easy payments.

These cards are also available for tourists, so even short-term visitors can use them without any trouble.

Touch-based payment systems (Apple Pay, Google Pay)

Apple Pay and Google Pay also allow you to make quick, contactless payments using your smartphone.

These services usually require NFC (Near Field Communication) terminals, which let devices communicate wirelessly over short distances—just like contactless credit cards. It comes pre-installed on most smartphones, including the iPhone.

It’s good to know that Apple Pay and Google Pay are not actual payment apps themselves.

They are digital wallets, which means you can register your existing credit cards or IC cards like Suica and use them without needing to carry the physical card.

QR Code

Compared to these options, QR code payments often give you higher reward points and more frequent promotional offers.

Another nice advantage is that they don't require any special hardware on your smartphone, so more people can use them without any trouble.

On the other hand, QR code payments can sometimes take a bit more time, since you usually need to open the app and scan a code to complete the payment.

For reference, there are several types of QR code payment services, such as "Rakuten Pay", "d Payment", and "au PAY".

PayPay: The Most Widely Used QR Code Payment App in Japan

While there are several QR code payment options available in Japan, PayPay is convenient foreign-friendly. It offers English-language support, works at many major chains and small local stores, and comes with a variety of useful features.

If you are living in Japan and looking for a smooth, easy, and rewarding way to go cashless, PayPay should be a good choice.

Here are some of the key benefits you can enjoy when using PayPay in Japan.

You Can Start Using It Right After Signing Up

One great thing about PayPay is that you can begin using it right after opening your account.

All you need to do is download the app and enter your telephone No. and password. If you link a bank account or Paypay card (credit card issued by Paypay), you will be able to make cashless payments right away.

We will also introduce the PayPay registration steps later in this article, so please check that section if you’re interested in getting started.

Easily Pay Bills Without Leaving Home

In Japan, people often take utility bills (like electricity or gas) or tax bills to a convenience store to pay. But with PayPay, you don’t have to do that anymore.

You can simply scan the barcode or QR code printed on your bill using the PayPay app and pay at your home comfortably.

Send Money and Split Bills Smoothly

When eating out with friends in Japan, it’s common to split the bill evenly.

PayPay makes this easy. You can send or receive money from other users through the app, even down to 1 yen. This makes paying each other back simple and stress-free.

Earn Points Every Time You Use It

With PayPay, you can collect reward points every time you make a purchase.

The basic reward rate is 0.5% to 1.0%, and you can get another 0.5% back if you meet certain conditions, like using PayPay 30 times and spending over ¥100,000 in a month.

If you set the PayPay Gold Card as your payment method, you can earn even more points.

You can use the points you earn for your next purchase through PayPay.

Enjoy Frequent Campaigns and Special Offers

PayPay holds many fun campaigns throughout the year.

By joining these promotions, you can get extra points, discounts, and other benefits that help you save on your daily shopping and services.

PayPay Registration Guide for Foreign Residents

Don’t worry if you’re not confident in Japanese. For people who find it challenging to read Japanese, PayPay is recommended as it offers English support.

Foreign residents can easily create and use a PayPay account by following the simple steps below:

Step 1: Download the PayPay App

Download the PayPay app from the Apple Store or Google Play Store.

Step 2: Register your PayPay account

Launch the PayPay app and enter your “Japanese phone number”. Input the verification code received via SMS, set your password, and your PayPay account registration is complete.

Step 3: Add funds to your PayPay account

There are three ways to add funds to your PayPay account.

1. Using an ATM

You can directly deposit cash into your PayPay account via ATMs at convenience stores like Seven-Eleven or Lawson.

This method might be the easiest option for foreign residents living.

2. Connecting a Bank Account

Before linking a bank account, you need to verify your identity.

You can do this using one of the following documents:

・My Number card,

・Japanese driver’s license

・Driving history certificate,

・Residence card

・Special permanent resident certificate.

Once your identity is confirmed, you can enter your bank details along with any required PIN or one-time password.

3. Adding a Paypay Card

Easily add your Paypay card by manually entering the card details in the app.

Conclusion

PayPay is one of the most popular cashless payment methods in Japan, and many people now make payments using only their smartphones.

With the PayPay app, you can do much more than just pay at stores—you can also pay bills, send or receive money, and take advantage of other useful features.

In addition, PayPay offers point rewards and special coupons that you can use at various shops, helping you save money as you go about your daily life.

If you are seeking for a smart way to simplify your daily routine in Japan or wish to experience everyday life as a local, we definitely recommend giving PayPay a try!